Terms
Last updated: 2026-05-05
Educational tool, not tax advice
bracketfilling.com is a free educational tool for modeling Roth conversion scenarios. It does not constitute tax advice, investment advice, or legal advice. No fiduciary relationship is created by using this calculator. Tax law is complex and fact-specific; the outputs of this calculator are estimates based on the inputs you provide and should not be used as the sole basis for any financial decision.
Accuracy and verification
The calculator is designed to model federal and state tax rules as accurately as possible for the scenarios it covers. Despite this, the computations may contain errors: tax law changes frequently, data may contain transcription mistakes, and edge cases may be modeled incorrectly or not at all. Users should verify any significant figures with a qualified CPA or fee-only fiduciary advisor before acting on them.
Disclaimer of warranties
This tool is provided "as is" without warranty of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, or accuracy. We make no representation that the outputs are correct, complete, or up to date.
Limitation of liability
To the fullest extent permitted by applicable law, the operators of bracketfilling.com shall not be liable for any damages arising from your use of or reliance on the calculator, including but not limited to tax underpayments, penalties, interest, or investment losses. This is a free tool provided for general informational purposes; you assume all risk associated with reliance on its outputs.
Intellectual property
The calculator source code is open source. Site content (text, design, and methodology documentation) is licensed under CC BY 4.0 : you may share and adapt it with attribution to bracketfilling.com.
Contact
Questions about these terms: mario@revlent.com.